Northgate have teamed up with Mortgage Talk, one of the country's premier independent mortgage brokers, to ensure that our clients receive unrivalled mortgage advice.
Mortgage Talk Promise - Cover Lost Legal & Valuation Fees
At Mortgage Talk, they know things don't always go to plan. So when arranging a mortgage with Mortgage Talk for your main residence, they give you a little more help when you need it the most.
If your application with a mortgage lender is unsuccessful, Mortgage Talk could give you a helping hand on your next application by giving you up to £400 on lost legal and valuation fees. Return to Mortgage Talk within three months of making your initial mortgage application and they will give you up to £150 towards legal fees (including disbursements and VAT) and up to £250 valuation fee (scheme one only). Terms and conditions apply.
The Mortgage Talk Promise is designed to protect buyers who are required to pay up-front for non-refundable costs such as valuations and local searches that, when a transaction falls through, cannot be recovered. It will act as a safeguard for house purchases that are affected by gazumping, either sellers or buyers changing their minds or simply an adverse valuation. The Mortgage Talk Promise does not cover buy to lets, holiday homes, remortgages or any cases where a client is declined by a lender for credit score, status reasons or if they decide to switch to a different lender to take advantage of another product.
Mortgage Talk's dedicated advisers source mortgages from the whole mortgage market - their simple aim is to find you the best product for your individual circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage Talk's typical fee for arranging your mortgage is £99, however depending on your circumstances, a fee of up to 1.5% of the mortgage amount may be charged.
To speak with a Mortgage Talk adviser, contact our office
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